Insurance & FSAHSA | 合法醫療器材資訊網

Don'tletyourflexiblespendingaccount(FSA)orhealthsavingsaccount(HSA)dollarsgotowaste.PutthemtogooduseonLoftaprescriptiondevices, ...

The terms HSA and FSA sound very similar and they are. Both are related to healthcare spending. Both are personally directed. Both even end in the letters “SA”. However, there are very different approaches to healthcare spending and understanding the difference is important. In this article, we will cover important differences between HSA and FSA medical plans.

A flexible spending account is a healthcare-related savings account with tax benefits. This can be self-funded or funded by an employer on behalf of an employee. Funds are contributed into this account on a pre-tax basis. Distributions from this account must be used to reimburse employees for qualified medical or dental expenses.

With some FSA plans, individuals can spend the annual amount in the FSA in advance, similar to how a line of credit works.

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